HomeColoradoJefferson CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jefferson County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Jefferson County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,818 applications were decided by 292 lenders between 2023 and 2025.

Jefferson County at a glance

292Active lenders51 with 20+ decisions
72.2%Market approval rate5,648 of 7,818 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,319 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County72.2%Colorado69.4%All 616 counties68.2%
Typical loan compared
Jefferson County$155KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jefferson County, CO, 934 of them.

Foothills Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 9% approved of 33Lakeview Loan Servicing, LLC: 27% approved of 67New Day Financial, LLC: 31% approved of 39Carrington Mortgage Services, LLC: 33% approved of 86Amerisave Mortgage Corporation: 35% approved of 236American Financing Corporation: 46% approved of 678Spring Eq, LLC: 51% approved of 89BMO Bank National Association: 55% approved of 91Newrez LLC: 58% approved of 236Mutual of Omaha Mortgage, Inc.: 61% approved of 33New American Funding, LLC: 64% approved of 66Loandepot.Com, LLC: 65% approved of 115Navy Federal Credit Union: 65% approved of 55Wells Fargo Bank, National Association: 66% approved of 65Quorum Federal Credit Union: 67% approved of 51Bellco: 69% approved of 825Wings Credit Union: 69% approved of 42Guaranteed Rate, Inc.: 71% approved of 28Freedom Mortgage Corporation: 72% approved of 80U.S. Bank National Association: 73% approved of 183Denver Community Cu D.B.A. Zing Cu: 73% approved of 88Flagstar Bank, National Association: 73% approved of 81JPMorgan Chase Bank, National Association: 74% approved of 54The Huntington National Bank: 75% approved of 71The Federal Savings Bank: 76% approved of 21Lower, LLC: 77% approved of 22Nationstar Mortgage LLC: 78% approved of 104Pennymac Loan Services, LLC: 79% approved of 116Westerra Credit Union: 80% approved of 200Zions Bancorporation, N.A.: 81% approved of 21Sooper Cu Dba Climb Cu: 81% approved of 53Credit Union of Colorado, A Federal Credit Union: 82% approved of 195United Wholesale Mortgage, LLC: 83% approved of 629GoodLeap, LLC: 83% approved of 90Sun West Mortgage Company, Inc.: 83% approved of 24Rocket Mortgage, LLC: 83% approved of 1,150Security Service Federal Credit Union: 84% approved of 115Elevations: 85% approved of 163Sofi Bank, N.A.tional Association: 86% approved of 21Canvas Credit Union: 89% approved of 46Guild Mortgage Company LLC: 91% approved of 101Fairway Independent Mortgage Corporation: 92% approved of 62RED ROCKS Credit Union: 93% approved of 43Planet Home Lending, LLC: 93% approved of 29Fidelis Catholic Federal Credit Union: 95% approved of 74Northpointe Bank: 96% approved of 24Plaza Home Mortgage, Inc.: 96% approved of 24Cmg Mortgage, Inc.: 97% approved of 35Coastal Community Bank: 100% approved of 34Foothills Credit Union: 100% approved of 34Crosscountry Mortgage, LLC: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%959 / 1,15097%$155K934
2Bellco69%568 / 82597%$145K552
3American Financing Corporation46%309 / 67877%$345K239
4United Wholesale Mortgage, LLCBroker only83%523 / 62997%$335K509
5Newrez LLC58%138 / 23699%$115K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 287 more lenders.

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