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refinance lenders · HMDA 2023–2025

Refinance lenders in Boulder County, Colorado

Fat Boy Data analyzed mortgage refinance activity in Boulder County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,725 applications were decided by 224 lenders between 2023 and 2025.

Boulder County at a glance

224Active lenders31 with 20+ decisions
82.9%Market approval rate2,260 of 2,725 decided
$475KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,156 loans funded

How Boulder County compares

Approval rate compared
Boulder County82.9%Colorado78.0%All 616 counties76.5%
Typical loan compared
Boulder County$475KColorado$435KAll 616 counties$295K

What the data shows

Elevations made the most mortgage refinances in Boulder County, CO, 210 of them.

Calcon Mutual Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 34.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 12% approved of 42Discover Bank: 27% approved of 41Lakeview Loan Servicing, LLC: 41% approved of 29The Huntington National Bank: 48% approved of 27UMB Bank, National Association: 52% approved of 25Third Federal Savings And Loan Association Of Cleveland: 58% approved of 53PNC Bank, National Association: 59% approved of 37First National Bank of Omaha: 60% approved of 43Credit Union of Denver: 68% approved of 22U.S. Bank National Association: 69% approved of 29Zions Bancorporation, N.A.: 73% approved of 101Newrez LLC: 75% approved of 20Bank of America, National Association: 77% approved of 47Onity Mortgage Corporation: 81% approved of 21FirstBank: 84% approved of 132Pennymac Loan Services, LLC: 85% approved of 60Finance of America Reverse LLC: 86% approved of 42Elevations: 86% approved of 248Rocket Mortgage, LLC: 86% approved of 132Swbc Mortgage Corporation: 90% approved of 29Wings Credit Union: 90% approved of 68JPMorgan Chase Bank, National Association: 90% approved of 42Meritrust Credit Union: 93% approved of 30Freedom Mortgage Corporation: 93% approved of 30Mutual of Omaha Mortgage, Inc.: 95% approved of 41United Wholesale Mortgage, LLC: 95% approved of 353Cmg Mortgage, Inc.: 96% approved of 77Longbridge Financial, LLC: 96% approved of 26Guild Mortgage Company LLC: 96% approved of 57Crosscountry Mortgage, LLC: 97% approved of 31Calcon Mutual Mortgage LLC: 97% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Boulder County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%337 / 35397%$565K326
2Elevations86%214 / 24898%$375K210
3Rocket Mortgage, LLC86%114 / 13296%$515K109
4FirstBank84%111 / 13298%$255K109
5Zions Bancorporation, N.A.73%74 / 10189%$365K66

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 219 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Boulder County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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