Lender profile · HMDA 2023–2025
Community First Credit Union mortgage approval rates & lending data
Community First Credit Union decided 368 mortgage applications and funded 293 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 94 / 104 | 98% | $145K | 92 |
| Cash-out refinance | 80% | 180 / 224 | 95% | $105K | 171 |
| Investment cash-out refinance | 72% | 21 / 29 | 95% | $105K | 20 |
Community First Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $105K | 368 | 293 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.