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refinance lenders · HMDA 2023–2025

Refinance lenders in Sonoma County, California

Fat Boy Data analyzed mortgage refinance activity in Sonoma County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,689 applications were decided by 233 lenders between 2023 and 2025.

Sonoma County at a glance

233Active lenders34 with 20+ decisions
79.6%Market approval rate2,140 of 2,689 decided
$555KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,014 loans funded

How Sonoma County compares

Approval rate compared
Sonoma County79.6%California76.7%All 616 counties76.5%
Typical loan compared
Sonoma County$555KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Sonoma County, CA, 152 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $555K, 15% smaller than the California typical of $655K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 21% approved of 38Spring Eq, LLC: 46% approved of 26Lakeview Loan Servicing, LLC: 48% approved of 58PNC Bank, National Association: 57% approved of 21Third Federal Savings And Loan Association Of Cleveland: 60% approved of 43BMO Bank National Association: 62% approved of 21Bank of America, National Association: 63% approved of 133Redwood: 69% approved of 117Fremont Bank: 76% approved of 34Newrez LLC: 77% approved of 62Loandepot.Com, LLC: 78% approved of 45Wells Fargo Bank, National Association: 78% approved of 37Columbia Bank: 79% approved of 53JPMorgan Chase Bank, National Association: 81% approved of 42Alliant Credit Union: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 195Patelco Credit Union: 82% approved of 22Pennymac Loan Services, LLC: 84% approved of 37Bank of Marin: 86% approved of 28U.S. Bank National Association: 86% approved of 73Finance of America Reverse LLC: 87% approved of 76Longbridge Financial, LLC: 88% approved of 59Guaranteed Rate, Inc.: 88% approved of 34Mutual of Omaha Mortgage, Inc.: 89% approved of 45United Wholesale Mortgage, LLC: 89% approved of 371Guaranteed Rate Affinity, LLC: 90% approved of 20Provident Funding Associates, L.P.: 90% approved of 21Cmg Mortgage, Inc.: 91% approved of 33Crosscountry Mortgage, LLC: 95% approved of 59The Loan Store, Inc.: 95% approved of 21New American Funding, LLC: 97% approved of 37Freedom Mortgage Corporation: 100% approved of 36Ameris Bank: 100% approved of 24Guild Mortgage Company LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Sonoma County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%331 / 37198%$635K323
2Rocket Mortgage, LLC82%159 / 19596%$595K152
3Bank of America, National Association63%84 / 13399%$175K83
4Redwood69%81 / 11796%$165K78
5Finance of America Reverse LLC87%66 / 7698%$435K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 228 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Sonoma County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Sonoma County

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Nearby markets

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