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refinance lenders · HMDA 2023–2025

Refinance lenders in Placer County, California

Fat Boy Data analyzed mortgage refinance activity in Placer County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,521 applications were decided by 279 lenders between 2023 and 2025.

Placer County at a glance

279Active lenders35 with 20+ decisions
78.1%Market approval rate2,750 of 3,521 decided
$525KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,604 loans funded

How Placer County compares

Approval rate compared
Placer County78.1%California76.7%All 616 counties76.5%
Typical loan compared
Placer County$525KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Placer County, CA, 212 of them.

Provident Funding Associates, L.P. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

The typical mortgage refinance here is $525K, 20% smaller than the California typical of $655K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 91Lakeview Loan Servicing, LLC: 41% approved of 121Spring Eq, LLC: 46% approved of 69The Golden 1: 48% approved of 31Pentagon Federal Credit Union: 55% approved of 20Fremont Bank: 61% approved of 23Third Federal Savings And Loan Association Of Cleveland: 61% approved of 85Sierra Central Credit Union: 63% approved of 84PNC Bank, National Association: 67% approved of 39Bank of America, National Association: 69% approved of 192Columbia Bank: 73% approved of 33Tri Counties Bank: 75% approved of 24Loandepot.Com, LLC: 76% approved of 34First U.S. Community Credit Union: 77% approved of 22U.S. Bank National Association: 79% approved of 108Newrez LLC: 79% approved of 43Pennymac Loan Services, LLC: 80% approved of 88American Pacific Mortgage Corporation: 80% approved of 25Rocket Mortgage, LLC: 83% approved of 263The Loan Store, Inc.: 83% approved of 48Finance of America Reverse LLC: 84% approved of 43United Wholesale Mortgage, LLC: 88% approved of 739Nationstar Mortgage LLC: 89% approved of 28JPMorgan Chase Bank, National Association: 90% approved of 29Onity Mortgage Corporation: 90% approved of 30Freedom Mortgage Corporation: 90% approved of 51Cmg Mortgage, Inc.: 91% approved of 46Mutual of Omaha Mortgage, Inc.: 92% approved of 48Wells Fargo Bank, National Association: 92% approved of 24Patelco Credit Union: 92% approved of 26Longbridge Financial, LLC: 93% approved of 28Crosscountry Mortgage, LLC: 95% approved of 21Guild Mortgage Company LLC: 97% approved of 32Provident Funding Associates, L.P.: 100% approved of 44Hightechlending Inc: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Placer County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%648 / 73998%$545K634
2Rocket Mortgage, LLC83%218 / 26397%$525K212
3Bank of America, National Association69%132 / 19299%$185K131
4Lakeview Loan Servicing, LLC41%50 / 12146%$505K23
5U.S. Bank National Association79%85 / 10898%$345K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 274 more lenders.

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Other lending data for Placer County

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Nearby markets

All lending in Placer CountyCounty overviewRefinance across CaliforniaStatewideEl Dorado CountyNearby countyNevada CountyNearby countySacramento CountyNearby county