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investment property lenders · HMDA 2023–2025

Investment property lenders in Placer County, California

Fat Boy Data analyzed investment property mortgage activity in Placer County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,412 applications were decided by 260 lenders between 2023 and 2025.

Placer County at a glance

260Active lenders27 with 20+ decisions
89.9%Market approval rate2,168 of 2,412 decided
$435KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,103 loans funded

How Placer County compares

Approval rate compared
Placer County89.9%California88.0%All 616 counties87.5%
Typical loan compared
Placer County$435KCalifornia$535KAll 616 counties$255K

What the data shows

Dhi Mortgage Company, Ltd. made the most investment property mortgages in Placer County, CA, 152 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical investment property mortgage here is $435K, 19% smaller than the California typical of $535K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Kind Lending, LLC: 71% approved of 28U.S. Bank National Association: 78% approved of 67Wells Fargo Bank, National Association: 82% approved of 87Flagstar Bank, National Association: 82% approved of 22Pennymac Loan Services, LLC: 84% approved of 99United Wholesale Mortgage, LLC: 87% approved of 183JPMorgan Chase Bank, National Association: 88% approved of 66Bank of America, National Association: 88% approved of 42Rocket Mortgage, LLC: 88% approved of 121Morgan Stanley Private Bank, National Association: 93% approved of 29Loandepot.Com, LLC: 94% approved of 62Kiavi Funding, Inc.: 94% approved of 83Dhi Mortgage Company, Ltd.: 95% approved of 160New American Funding, LLC: 95% approved of 21Cmg Mortgage, Inc.: 95% approved of 21Charles Schwab Bank, SSB: 96% approved of 23The Loan Store, Inc.: 97% approved of 87Lennar Mortgage, LLC: 97% approved of 119Crosscountry Mortgage, LLC: 98% approved of 54Guild Mortgage Company LLC: 100% approved of 36Synergy One Lending, Inc.: 100% approved of 25Alameda Mortgage Corporation: 100% approved of 25Safe: 100% approved of 23Citibank, National Association: 100% approved of 23Homeamerican Mortgage Corporation: 100% approved of 21NexBank: 100% approved of 21Merchants Mortgage & Trust Corporation, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Placer County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%160 / 18399%$385K158
2Dhi Mortgage Company, Ltd.95%152 / 160100%$365K152
3Rocket Mortgage, LLC88%107 / 12199%$425K106
4Lennar Mortgage, LLC97%115 / 119100%$425K115
5Pennymac Loan Services, LLC84%83 / 9998%$435K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 255 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Placer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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