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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Placer County, California

Fat Boy Data analyzed home purchase mortgage activity in Placer County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,992 applications were decided by 425 lenders between 2023 and 2025.

Placer County at a glance

425Active lenders102 with 20+ decisions
91.6%Market approval rate15,564 of 16,992 decided
$515KTypical loanmedian lender, $10K brackets
96%Borrower take-up14,987 loans funded

How Placer County compares

Approval rate compared
Placer County91.6%California88.4%All 616 counties87.6%
Typical loan compared
Placer County$515KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Placer County, CA, 899 of them.

New American Funding, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 198.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 35% approved of 71Credit Human Federal Credit Union: 62% approved of 64Homexpress Mortgage Corp.: 67% approved of 46Flagstar Bank, National Association: 69% approved of 194BMO Bank National Association: 75% approved of 71Triad Financial Services, Inc.: 77% approved of 222Kind Lending, LLC: 78% approved of 214Pulte Mortgage LLC: 79% approved of 112Plaza Home Mortgage, Inc.: 80% approved of 66Bank of America, National Association: 81% approved of 158Ocmbc, Inc.: 83% approved of 59Navy Federal Credit Union: 83% approved of 60The Golden 1: 84% approved of 122U.S. Bank National Association: 85% approved of 438Mortgage Research Center, LLC: 87% approved of 83Pennymac Loan Services, LLC: 87% approved of 348Sierra Pacific Mortgage Company, Inc.: 87% approved of 139Amerihome Mortgage Company, LLC: 89% approved of 89Dhi Mortgage Company, Ltd.: 89% approved of 429Wells Fargo Bank, National Association: 90% approved of 177Newrez LLC: 90% approved of 141Zions Bancorporation, N.A.: 90% approved of 41Rocket Mortgage, LLC: 90% approved of 1,010Freedom Mortgage Corporation: 90% approved of 73Alliant Credit Union: 91% approved of 55Loandepot.Com, LLC: 92% approved of 598JPMorgan Chase Bank, National Association: 92% approved of 170Lennar Mortgage, LLC: 93% approved of 919Inspire Home Loans Inc.: 93% approved of 73K. Hovnanian American Mortgage, L.L.C.: 93% approved of 75Taylor Morrison Home Funding, Inc.: 94% approved of 226United Wholesale Mortgage, LLC: 94% approved of 3,029Homeamerican Mortgage Corporation: 94% approved of 320Kbhs Home Loans, LLC: 95% approved of 330Provident Funding Associates, L.P.: 95% approved of 114Jmac Lending, Inc.: 95% approved of 59Better Mortgage Corporation: 95% approved of 43Schoolsfirst: 96% approved of 52Bay Equity LLC: 96% approved of 54Alameda Mortgage Corporation: 96% approved of 56Summit Funding, Inc.: 97% approved of 118Crosscountry Mortgage, LLC: 97% approved of 252American Pacific Mortgage Corporation: 97% approved of 390Cmg Mortgage, Inc.: 97% approved of 157Guild Mortgage Company LLC: 98% approved of 401Guaranteed Rate Affinity, LLC: 98% approved of 46Tri Pointe Connect, LLC: 98% approved of 97Fairway Independent Mortgage Corporation: 98% approved of 114The Loan Store, Inc.: 98% approved of 411Mason Mcduffie Mortgage Corporation: 98% approved of 59Canopy Mortgage, LLC: 98% approved of 59Guaranteed Rate, Inc.: 98% approved of 130Synergy One Lending, Inc.: 99% approved of 83Clm Mortgage, Inc.: 99% approved of 122Safe: 99% approved of 456Paramount Residential Mortgage Group, Inc.: 100% approved of 309New American Funding, LLC: 100% approved of 198Movement Mortgage, LLC: 100% approved of 158Premier Mortgage Resources, L.L.C.: 100% approved of 64Generations Home Loans, LLC: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Placer County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%2,851 / 3,02999%$515K2,820
2Rocket Mortgage, LLC90%912 / 1,01099%$535K899
3Lennar Mortgage, LLC93%856 / 919100%$485K854
4Loandepot.Com, LLC92%549 / 59899%$545K541
5Safe99%453 / 456100%$585K451

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 420 more lenders.

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Other lending data for Placer County

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Nearby markets

All lending in Placer CountyCounty overviewMortgage lenders across CaliforniaStatewideEl Dorado CountyNearby countyNevada CountyNearby countySacramento CountyNearby county