Refinance lenders in El Dorado County, California
Fat Boy Data analyzed mortgage refinance activity in El Dorado County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,749 applications were decided by 211 lenders between 2023 and 2025.
El Dorado County at a glance
How El Dorado County compares
What the data shows
Rocket Mortgage, LLC made the most mortgage refinances in El Dorado County, CA, 109 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.
The typical mortgage refinance here is $475K, 27% smaller than the California typical of $655K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in El Dorado County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 89% | 272 / 305 | 98% | $555K | 266 |
| 2 | Rocket Mortgage, LLC | 78% | 114 / 147 | 96% | $525K | 109 |
| 3 | Sierra Central Credit Union | 67% | 72 / 107 | 100% | $75K | 72 |
| 4 | Bank of America, National Association | 70% | 58 / 83 | 100% | $255K | 58 |
| 5 | El Dorado Savings Bank, F.S.B. | 82% | 45 / 55 | 96% | $195K | 43 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 206 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in El Dorado County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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