refinance lenders · HMDA 2023–2025

Refinance lenders in Humboldt County, California

Fat Boy Data analyzed mortgage refinance activity in Humboldt County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 427 applications were decided by 98 lenders between 2023 and 2025.

Humboldt County at a glance

98Active lenders4 with 20+ decisions
72.8%Market approval rate311 of 427 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up292 loans funded

How Humboldt County compares

Approval rate compared
Humboldt County72.8%California76.7%All 616 counties76.5%
Typical loan compared
Humboldt County$315KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Humboldt County, CA, 31 of them.

Columbia Bank approved the highest share of applications among lenders with at least 20 decisions here, 84% of 37.

The typical mortgage refinance here is $315K, 52% smaller than the California typical of $655K.

Refinance lenders in Humboldt County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%44 / 5198%$335K43
2Rocket Mortgage, LLC78%35 / 4589%$315K31
3Columbia Bank84%31 / 3797%$135K30
4Tri Counties Bank41%9 / 22100%$125K9
5U.S. Bank National AssociationLimited sample59%10 / 17100%$65K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 93 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Humboldt County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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