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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Humboldt County, California

Fat Boy Data analyzed investment property refinance activity in Humboldt County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 62 applications were decided by 35 lenders between 2023 and 2025.

Humboldt County at a glance

35Active lenders0 with 20+ decisions
54.8%Market approval rate34 of 62 decided
$195KTypical loanmedian lender, $10K brackets
100%Borrower take-up34 loans funded

How Humboldt County compares

Approval rate compared
Humboldt County54.8%California76.8%All 616 counties77.7%
Typical loan compared
Humboldt County$195KCalifornia$555KAll 616 counties$235K

What the data shows

Rocket Mortgage, LLC made the most investment property refinances in Humboldt County, CA, 3 of them.

Lenders approved 54.8% of investment property refinance applications in Humboldt County, CA, 21.9 percentage points below the California rate of 76.8%.

The typical investment property refinance here is $195K, 65% smaller than the California typical of $555K.

Investment property refinance lenders in Humboldt County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLCLimited sample43%3 / 7100%$185K3
2United Wholesale Mortgage, LLCBroker only80%4 / 5100%$315K4
3Fairway Independent Mortgage CorporationLimited sample67%2 / 3100%$185K2
4Columbia BankLimited sample67%2 / 3100%$195K2
5Tri Counties BankLimited sample0%0 / 30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 30 more lenders.

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