Lender profile · HMDA 2023–2025
Tri Counties Bank mortgage approval rates & lending data
Tri Counties Bank decided 2,572 mortgage applications and funded 1,713 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 741 / 855 | 96% | $205K | 711 |
| Home improvement loans | 60% | 522 / 869 | 93% | $105K | 485 |
| Cash-out refinance | 66% | 109 / 164 | 94% | $175K | 103 |
| Refinance | 67% | 321 / 478 | 92% | $145K | 294 |
| Investment property purchase | 78% | 82 / 105 | 90% | $435K | 74 |
| Investment cash-out refinance | 48% | 16 / 33 | 94% | $195K | 15 |
| Investment refinance | 45% | 17 / 38 | 100% | $445K | 17 |
| Investment home improvement | 47% | 14 / 30 | 100% | $255K | 14 |
Tri Counties Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 71% | $175K | 2,559 | 1,703 |
| Nevada | 83% | $475K | 6 | 5 |
| Oregon | 83% | $345K | 6 | 5 |
| Illinois | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.