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refinance lenders · HMDA 2023–2025

Refinance lenders in Butte County, California

Fat Boy Data analyzed mortgage refinance activity in Butte County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,326 applications were decided by 136 lenders between 2023 and 2025.

Butte County at a glance

136Active lenders9 with 20+ decisions
76.7%Market approval rate1,017 of 1,326 decided
$265KTypical loanmedian lender, $10K brackets
95%Borrower take-up969 loans funded

How Butte County compares

Approval rate compared
Butte County76.7%California76.7%All 616 counties76.5%
Typical loan compared
Butte County$265KCalifornia$655KAll 616 counties$295K

What the data shows

Sierra Central Credit Union made the most mortgage refinances in Butte County, CA, 234 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

The typical mortgage refinance here is $265K, 60% smaller than the California typical of $655K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 42% approved of 45Bank of America, National Association: 71% approved of 41Rocket Mortgage, LLC: 73% approved of 86Sierra Central Credit Union: 75% approved of 314Tri Counties Bank: 76% approved of 89U.S. Bank National Association: 80% approved of 20United Wholesale Mortgage, LLC: 84% approved of 185Newrez LLC: 88% approved of 48Freedom Mortgage Corporation: 93% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Butte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Sierra Central Credit Union75%235 / 314100%$65K234
2United Wholesale Mortgage, LLCBroker only84%155 / 18595%$395K148
3Tri Counties Bank76%68 / 8994%$145K64
4Rocket Mortgage, LLC73%63 / 8697%$345K61
5Newrez LLC88%42 / 4893%$355K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 131 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Butte County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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