HomeCaliforniaButte CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Butte County, California

Fat Boy Data analyzed cash-out refinance activity in Butte County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,474 applications were decided by 144 lenders between 2023 and 2025.

Butte County at a glance

144Active lenders16 with 20+ decisions
67.7%Market approval rate998 of 1,474 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up945 loans funded

How Butte County compares

Approval rate compared
Butte County67.7%California70.1%All 616 counties68.2%
Typical loan compared
Butte County$175KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Butte County, CA, 254 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

The typical cash-out refinance here is $175K, 29% smaller than the California typical of $245K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 21New Day Financial, LLC: 30% approved of 23Carrington Mortgage Services, LLC: 35% approved of 23Amerisave Mortgage Corporation: 36% approved of 88The Golden 1: 61% approved of 31Newrez LLC: 62% approved of 101Loandepot.Com, LLC: 62% approved of 48Pennymac Loan Services, LLC: 68% approved of 28Freedom Mortgage Corporation: 68% approved of 25United Wholesale Mortgage, LLC: 72% approved of 155Rocket Mortgage, LLC: 79% approved of 335GoodLeap, LLC: 81% approved of 21Tri Counties Bank: 81% approved of 27Nationstar Mortgage LLC: 91% approved of 22Mason Mcduffie Mortgage Corporation: 94% approved of 32Fairway Independent Mortgage Corporation: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Butte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%264 / 33596%$135K254
2United Wholesale Mortgage, LLCBroker only72%111 / 155100%$215K111
3Newrez LLC62%63 / 101100%$185K63
4Amerisave Mortgage Corporation36%32 / 8894%$105K30
5Loandepot.Com, LLC62%30 / 4897%$265K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Butte County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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