Lender profile · HMDA 2023–2025
Sierra Central Credit Union mortgage approval rates & lending data
Sierra Central Credit Union decided 1,066 mortgage applications and funded 752 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 53 / 63 | 98% | $325K | 52 |
| Refinance | 71% | 666 / 937 | 100% | $65K | 665 |
| Investment refinance | 43% | 21 / 49 | 100% | $65K | 21 |
Sierra Central Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 71% | $65K | 1,066 | 752 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.