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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Arkansas

Fat Boy Data analyzed home improvement loan activity in Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,397 applications were decided by 176 lenders between 2023 and 2025.

Arkansas at a glance

176Active lenders38 with 20+ decisions
63.4%Market approval rate8,495 of 13,397 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up7,900 loans funded

How Arkansas compares

Approval rate compared
Arkansas63.4%All 616 counties62.7%
Typical loan compared
Arkansas$65KAll 616 counties$75K

What the data shows

Arvest Bank made the most home improvement loans in Arkansas, 2,609 of them.

That is 33% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical home improvement loan here is $65K, 13% smaller than the the United States typical of $75K.

Only 2 lenders here typically write at or below $35K: Lendage, LLC, First National Bank.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Truist Bank: 29% approved of 24Discover Bank: 34% approved of 412U.S. Bank National Association: 38% approved of 590Bank of America, National Association: 38% approved of 840UNIFY FINANCIAL Credit Union: 39% approved of 112Regions Bank: 45% approved of 1,310Pentagon Federal Credit Union: 47% approved of 49Fourleaf: 52% approved of 33Spring Eq, LLC: 52% approved of 142Loandepot.Com, LLC: 54% approved of 26First Horizon Bank: 56% approved of 337Communityamerica Federal Credit Union: 56% approved of 39Bank OZK: 57% approved of 631Navy Federal Credit Union: 60% approved of 211Citizens Bank, National Association: 60% approved of 86New American Funding, LLC: 62% approved of 34United Federal Credit Union: 62% approved of 420Equity Bank: 62% approved of 24Barksdale: 63% approved of 27BOKF, National Association: 64% approved of 191Simmons Bank: 64% approved of 506Figure Lending LLC: 69% approved of 269PNC Bank, National Association: 71% approved of 75Arvest Bank: 71% approved of 3,820Rocket Mortgage, LLC: 73% approved of 103Arkansas Federal Credit Union: 77% approved of 1,290Farmers Bank: 77% approved of 26Focus Bank: 83% approved of 23Centennial Bank: 84% approved of 182First Security Bank: 84% approved of 389Armstrong Bank: 85% approved of 54Lendage, LLC: 88% approved of 42Nationstar Mortgage LLC: 89% approved of 46First Community Bank: 90% approved of 30Legacy Bank: 90% approved of 20Uark Federal Credit Union: 97% approved of 35Coastal Community Bank: 98% approved of 313First National Bank: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Arkansas

LenderApprovalApprovedTaken upTypical loanLoans made
1Arvest Bank71%2,714 / 3,82096%$75K2,609
2Regions Bank45%595 / 1,31088%$45K523
3Arkansas Federal Credit Union77%987 / 1,290100%$45K987
4Bank of America, National Association38%321 / 84097%$65K311
5Bank OZK57%362 / 63194%$65K339

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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Other lending data for Arkansas

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Counties in Arkansas

Pulaski CountyCountyBenton CountyCountyWashington CountyCountySebastian CountyCountyFaulkner CountyCountySaline CountyCountyCraighead CountyCountyGarland CountyCounty