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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Sebastian County, Arkansas

Fat Boy Data analyzed home improvement loan activity in Sebastian County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 918 applications were decided by 43 lenders between 2023 and 2025.

Sebastian County at a glance

43Active lenders11 with 20+ decisions
64.4%Market approval rate591 of 918 decided
$45KTypical loanmedian lender, $10K brackets
91%Borrower take-up535 loans funded

How Sebastian County compares

Approval rate compared
Sebastian County64.4%Arkansas63.4%All 616 counties62.7%
Typical loan compared
Sebastian County$45KArkansas$65KAll 616 counties$75K

What the data shows

Arvest Bank made the most home improvement loans in Sebastian County, AR, 156 of them.

That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Armstrong Bank approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

The typical home improvement loan here is $45K, 31% smaller than the Arkansas typical of $65K.

Only 2 lenders here typically write at or below $35K: Regions Bank, Arkansas Federal Credit Union.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 26% approved of 38Discover Bank: 32% approved of 34Bank OZK: 52% approved of 31Regions Bank: 56% approved of 101United Federal Credit Union: 62% approved of 191Arvest Bank: 65% approved of 250Farmers Bank: 76% approved of 25Simmons Bank: 79% approved of 28Arkansas Federal Credit Union: 79% approved of 61Armstrong Bank: 91% approved of 22Coastal Community Bank: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Sebastian County

LenderApprovalApprovedTaken upTypical loanLoans made
1Arvest Bank65%162 / 25096%$55K156
2United Federal Credit Union62%118 / 19186%$45K101
3Regions Bank56%57 / 10191%$25K52
4Arkansas Federal Credit Union79%48 / 61100%$35K48
5U.S. Bank National Association26%10 / 38100%$45K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 38 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Sebastian County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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