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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pulaski County, Arkansas

Fat Boy Data analyzed home improvement loan activity in Pulaski County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,461 applications were decided by 91 lenders between 2023 and 2025.

Pulaski County at a glance

91Active lenders17 with 20+ decisions
54.7%Market approval rate1,894 of 3,461 decided
$55KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,739 loans funded

How Pulaski County compares

Approval rate compared
Pulaski County54.7%Arkansas63.4%All 616 counties62.7%
Typical loan compared
Pulaski County$55KArkansas$65KAll 616 counties$75K

What the data shows

Arkansas Federal Credit Union made the most home improvement loans in Pulaski County, AR, 452 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Security Bank approved the highest share of applications among lenders with at least 20 decisions here, 83% of 58.

Lenders approved 54.7% of home improvement loan applications in Pulaski County, AR, 8.7 percentage points below the Arkansas rate of 63.4%.

The typical home improvement loan here is $55K, 15% smaller than the Arkansas typical of $65K.

Only 1 lender here typically writes at or below $35K: Centennial Bank.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 31% approved of 270Discover Bank: 32% approved of 85Bank of America, National Association: 33% approved of 330Spring Eq, LLC: 38% approved of 37Regions Bank: 40% approved of 526First Horizon Bank: 47% approved of 130Navy Federal Credit Union: 47% approved of 68Bank OZK: 52% approved of 154Simmons Bank: 57% approved of 161Figure Lending LLC: 62% approved of 81Arvest Bank: 63% approved of 549Rocket Mortgage, LLC: 64% approved of 28Citizens Bank, National Association: 65% approved of 26Arkansas Federal Credit Union: 74% approved of 613Centennial Bank: 76% approved of 41First Security Bank: 83% approved of 58Coastal Community Bank: 99% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Pulaski County

LenderApprovalApprovedTaken upTypical loanLoans made
1Arkansas Federal Credit Union74%452 / 613100%$45K452
2Arvest Bank63%345 / 54996%$75K330
3Regions Bank40%208 / 52683%$45K173
4Bank of America, National Association33%110 / 33096%$55K106
5U.S. Bank National Association31%83 / 27098%$55K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 86 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Pulaski County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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