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investment property lenders · HMDA 2023–2025

Investment property lenders in Alabama

Fat Boy Data analyzed investment property mortgage activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 19,026 applications were decided by 734 lenders between 2023 and 2025.

Alabama at a glance

734Active lenders162 with 20+ decisions
88.5%Market approval rate16,833 of 19,026 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up15,980 loans funded

How Alabama compares

Approval rate compared
Alabama88.5%All 616 counties87.5%
Typical loan compared
Alabama$165KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Alabama, 597 of them.

SmartBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 140.

The typical investment property mortgage here is $165K, 35% smaller than the the United States typical of $255K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 37% approved of 198Lendingone, LLC: 42% approved of 318Rpe Home Inc.: 45% approved of 97Navy Federal Credit Union: 58% approved of 153Wells Fargo Bank, National Association: 62% approved of 16021St Mortgage Corporation: 63% approved of 209Homexpress Mortgage Corp.: 68% approved of 96Deephaven Mortgage LLC: 71% approved of 106Loan Funder LLC: 71% approved of 185Cv3 Financial Services, LLC: 75% approved of 87Redstone Federal Credit Union: 78% approved of 147Neighborhood Loans, Inc.: 78% approved of 243Newrez LLC: 79% approved of 152JPMorgan Chase Bank, National Association: 80% approved of 102Rocket Mortgage, LLC: 81% approved of 299Pennymac Loan Services, LLC: 83% approved of 125All In Federal Credit Union: 84% approved of 156Kiavi Funding, Inc.: 88% approved of 702United Wholesale Mortgage, LLC: 88% approved of 821Assurance Financial Group, L.L.C.: 88% approved of 99BankPlus: 88% approved of 108Dhi Mortgage Company, Ltd.: 88% approved of 426Fairway Independent Mortgage Corporation: 89% approved of 155Regions Bank: 90% approved of 299FirstBank: 90% approved of 389Amwest Funding Corp.: 90% approved of 94SouthState Bank, National Association: 91% approved of 317Cadence Bank: 91% approved of 343Bpl Mortgage, LLC: 92% approved of 362Avadian: 93% approved of 86Lima One Capital, LLC: 93% approved of 120Guaranteed Rate, Inc.: 94% approved of 130Movement Mortgage, LLC: 94% approved of 414Northpointe Bank: 95% approved of 128Guild Mortgage Company LLC: 95% approved of 243Lennar Mortgage, LLC: 95% approved of 247Securitynational Mortgage Company: 95% approved of 115Moria Development, Inc.: 95% approved of 182Trustmark Bank: 95% approved of 297The Loan Store, Inc.: 96% approved of 122Firsttrust Home Loans, Inc.: 96% approved of 101SouthPoint Bank: 96% approved of 105First Federal Bank, A FSB: 96% approved of 303Community Bank of Mississippi: 97% approved of 296Cmg Mortgage, Inc.: 97% approved of 183Central State Bank: 97% approved of 122Pinnacle Bank: 98% approved of 90Bryant Bank: 98% approved of 270Crosscountry Mortgage, LLC: 98% approved of 196Metro Bank: 99% approved of 86Century Bank: 99% approved of 87Renasant Bank: 99% approved of 198Bank Independent: 99% approved of 113River Bank & Trust: 99% approved of 531ServisFirst Bank: 99% approved of 146SmartBank: 100% approved of 140BankFirst Financial Services: 100% approved of 132Dominion Financial Services, LLC: 100% approved of 132West Alabama Bank & Trust: 100% approved of 108AmeriFirst Bank: 100% approved of 92

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%721 / 82199%$145K712
2Kiavi Funding, Inc.88%616 / 70297%$135K597
3River Bank & Trust99%527 / 53199%$105K520
4Dhi Mortgage Company, Ltd.88%377 / 42699%$255K373
5Movement Mortgage, LLC94%389 / 41484%$415K326

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 729 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Alabama. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Alabama

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Counties in Alabama

Jefferson CountyCountyMobile CountyCountyMadison CountyCountyBaldwin CountyCountyTuscaloosa CountyCountyMontgomery CountyCountyShelby CountyCountyLee CountyCountyMorgan CountyCountyCalhoun CountyCountyHouston CountyCountyLimestone CountyCounty