Home improvement loan lenders in Montgomery County, Alabama
Fat Boy Data analyzed home improvement loan activity in Montgomery County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,317 applications were decided by 65 lenders between 2023 and 2025.
Montgomery County at a glance
How Montgomery County compares
What the data shows
MAX Credit Union made the most home improvement loans in Montgomery County, AL, 164 of them.
That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
River Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 87% of 54.
Lenders approved 49.6% of home improvement loan applications in Montgomery County, AL, 12.7 percentage points below the Alabama rate of 62.3%.
Only 2 lenders here typically write at or below $35K: Regions Bank, Figure Lending LLC.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Montgomery County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 35% | 164 / 468 | 85% | $25K | 140 |
| 2 | MAX Credit Union | 59% | 164 / 279 | 100% | $55K | 164 |
| 3 | Navy Federal Credit Union | 55% | 36 / 66 | 97% | $55K | 35 |
| 4 | PNC Bank, National Association | 38% | 24 / 64 | 96% | $45K | 23 |
| 5 | River Bank & Trust | 87% | 47 / 54 | 100% | $55K | 47 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 60 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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