HomeAlabamaMontgomery CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Montgomery County, Alabama

Fat Boy Data analyzed investment cash-out refinance activity in Montgomery County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 483 applications were decided by 83 lenders between 2023 and 2025.

Montgomery County at a glance

83Active lenders7 with 20+ decisions
69.8%Market approval rate337 of 483 decided
$105KTypical loanmedian lender, $10K brackets
88%Borrower take-up298 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County69.8%Alabama70.6%All 616 counties73.1%
Typical loan compared
Montgomery County$105KAlabama$125KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Montgomery County, AL, 32 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

The typical investment cash-out refinance here is $105K, 16% smaller than the Alabama typical of $125K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Homexpress Mortgage Corp.: 43% approved of 23Lendingone, LLC: 52% approved of 54Guardian Credit Union: 71% approved of 28United Wholesale Mortgage, LLC: 82% approved of 33Bpl Mortgage, LLC: 88% approved of 42American Heritage Lending, LLC: 92% approved of 25Velocity Commercial Capital, LLC: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lendingone, LLC52%28 / 54100%$105K28
2Bpl Mortgage, LLC88%37 / 4286%$85K32
3United Wholesale Mortgage, LLCBroker only82%27 / 33100%$75K27
4Guardian Credit Union71%20 / 2875%$45K15
5American Heritage Lending, LLC92%23 / 2583%$115K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 78 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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