Lender profile · HMDA 2023–2025
MAX Credit Union mortgage approval rates & lending data
MAX Credit Union decided 1,135 mortgage applications and funded 812 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 136 / 140 | 100% | $205K | 136 |
| Home improvement loans | 61% | 227 / 370 | 100% | $55K | 227 |
| Cash-out refinance | 68% | 321 / 472 | 100% | $55K | 320 |
| Refinance | 91% | 68 / 75 | 100% | $65K | 68 |
| Investment property purchase | 100% | 40 / 40 | 100% | $185K | 40 |
MAX Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 72% | $55K | 1,118 | 799 |
| Florida | 60% | $285K | 5 | 3 |
| Georgia | 75% | $325K | 4 | 3 |
| Tennessee | 67% | $405K | 3 | 2 |
| Louisiana | 100% | $345K | 1 | 1 |
| Mississippi | 100% | $185K | 1 | 1 |
| Missouri | 100% | $205K | 1 | 1 |
| Nevada | 100% | $615K | 1 | 1 |
| North Carolina | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.