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refinance lenders · HMDA 2023–2025

Refinance lenders in Etowah County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Etowah County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 867 applications were decided by 103 lenders between 2023 and 2025.

Etowah County at a glance

103Active lenders11 with 20+ decisions
77.6%Market approval rate673 of 867 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up621 loans funded

How Etowah County compares

Approval rate compared
Etowah County77.6%Alabama77.5%All 616 counties76.5%
Typical loan compared
Etowah County$155KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Etowah County, AL, 97 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical mortgage refinance here is $155K, 24% smaller than the Alabama typical of $205K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Regions Bank: 70% approved of 151Pennymac Loan Services, LLC: 77% approved of 22United Wholesale Mortgage, LLC: 79% approved of 28Emblem: 79% approved of 77Rocket Mortgage, LLC: 80% approved of 51The Exchange Bank of Alabama: 83% approved of 23Metro Bank: 86% approved of 22River Bank & Trust: 93% approved of 27Freedom Mortgage Corporation: 100% approved of 39Renasant Bank: 100% approved of 27Mortgage Investors Group, Inc.: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Etowah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank70%105 / 15192%$75K97
2Emblem79%61 / 7780%$155K49
3Rocket Mortgage, LLC80%41 / 5193%$195K38
4Freedom Mortgage Corporation100%39 / 3982%$235K32
5United Wholesale Mortgage, LLCBroker only79%22 / 2895%$235K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 98 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Etowah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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