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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Etowah County, Alabama

Fat Boy Data analyzed cash-out refinance activity in Etowah County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,050 applications were decided by 115 lenders between 2023 and 2025.

Etowah County at a glance

115Active lenders15 with 20+ decisions
63.4%Market approval rate666 of 1,050 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up635 loans funded

How Etowah County compares

Approval rate compared
Etowah County63.4%Alabama64.9%All 616 counties68.2%
Typical loan compared
Etowah County$145KAlabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Etowah County, AL, 171 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Renasant Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 13% approved of 30Mortgage Research Center, LLC: 14% approved of 22Amerisave Mortgage Corporation: 27% approved of 79Lakeview Loan Servicing, LLC: 33% approved of 21Newrez LLC: 41% approved of 37New Day Financial, LLC: 50% approved of 34Loandepot.Com, LLC: 54% approved of 35Rocket Mortgage, LLC: 72% approved of 239Freedom Mortgage Corporation: 78% approved of 36Pennymac Loan Services, LLC: 78% approved of 27Emblem: 79% approved of 24United Wholesale Mortgage, LLC: 79% approved of 39Family Savings Credit Union: 86% approved of 35Guild Mortgage Company LLC: 86% approved of 37Renasant Bank: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Etowah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC72%173 / 23999%$145K171
2Amerisave Mortgage Corporation27%21 / 7986%$75K18
3United Wholesale Mortgage, LLCBroker only79%31 / 3997%$175K30
4Guild Mortgage Company LLC86%32 / 3791%$135K29
5Newrez LLC41%15 / 37100%$75K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 110 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Etowah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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