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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Waukesha County, Wisconsin

Fat Boy Data analyzed home improvement loan activity in Waukesha County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,447 applications were decided by 115 lenders between 2023 and 2025.

Waukesha County at a glance

115Active lenders23 with 20+ decisions
84.4%Market approval rate6,284 of 7,447 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,913 loans funded

How Waukesha County compares

Approval rate compared
Waukesha County84.4%Wisconsin79.1%All 616 counties62.7%
Typical loan compared
Waukesha County$75KWisconsin$65KAll 616 counties$75K

What the data shows

Landmark Credit Union made the most home improvement loans in Waukesha County, WI, 2,525 of them.

That is 43% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Johnson Bank approved the highest share of applications among lenders with at least 20 decisions here, 92% of 151.

Lenders approved 84.4% of home improvement loan applications in Waukesha County, WI, 5.3 percentage points above the Wisconsin rate of 79.1%.

The typical home improvement loan here is $75K, 15% larger than the Wisconsin typical of $65K.

Only 1 lender here typically writes at or below $35K: Guardian Credit Union.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 36% approved of 76The Huntington National Bank: 39% approved of 41Spring Eq, LLC: 52% approved of 44Bank of America, National Association: 55% approved of 33North Shore Bank: 67% approved of 129Figure Lending LLC: 68% approved of 80U.S. Bank National Association: 70% approved of 267Advia Credit Union: 71% approved of 21Associated Bank, National Association: 72% approved of 398PNC Bank, National Association: 73% approved of 81Navy Federal Credit Union: 74% approved of 31BMO Bank National Association: 75% approved of 348Old National Bank: 78% approved of 58Guardian Credit Union: 83% approved of 30Trustone Financial Credit Union: 85% approved of 105Waukesha State Bank: 86% approved of 373Landmark Credit Union: 89% approved of 2,964University Of Wisconsin Credit Union: 89% approved of 645Summit Credit Union: 90% approved of 991Tri City National Bank: 90% approved of 103Great Midwest Bank, S.S.B.: 92% approved of 37Johnson Bank: 92% approved of 151Coastal Community Bank: 100% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Waukesha County

LenderApprovalApprovedTaken upTypical loanLoans made
1Landmark Credit Union89%2,638 / 2,96496%$75K2,525
2Summit Credit Union90%892 / 99191%$75K813
3University Of Wisconsin Credit Union89%575 / 64596%$75K554
4Associated Bank, National Association72%286 / 39895%$65K271
5Waukesha State Bank86%320 / 37393%$65K298

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 110 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Waukesha County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
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