refinance lenders · HMDA 2023–2025

Refinance lenders in Sheboygan County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Sheboygan County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,351 applications were decided by 117 lenders between 2023 and 2025.

Sheboygan County at a glance

117Active lenders18 with 20+ decisions
84.7%Market approval rate1,144 of 1,351 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,085 loans funded

How Sheboygan County compares

Approval rate compared
Sheboygan County84.7%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Sheboygan County$125KWisconsin$115KAll 616 counties$295K

What the data shows

Kohler Credit Union made the most mortgage refinances in Sheboygan County, WI, 182 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%HTLF Bank: 67% approved of 30University Of Wisconsin Credit Union: 80% approved of 41UNITEDONE Credit Union: 82% approved of 94Kohler Credit Union: 82% approved of 222United Wholesale Mortgage, LLC: 83% approved of 30Associated Bank, National Association: 88% approved of 48Rocket Mortgage, LLC: 88% approved of 51Bank First, N.A.: 88% approved of 95Summit Credit Union: 90% approved of 83Oostburg State Bank: 93% approved of 58Waldo State Bank: 94% approved of 34National Exchange Bank and Trust: 95% approved of 38U.S. Bank National Association: 95% approved of 39Cleveland State Bank: 95% approved of 44Sheboygan Area Credit Union: 96% approved of 24Freedom Mortgage Corporation: 100% approved of 34Pennymac Loan Services, LLC: 100% approved of 22Johnson Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Sheboygan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kohler Credit Union82%183 / 22299%$125K182
2Bank First, N.A.88%84 / 9596%$135K81
3UNITEDONE Credit Union82%77 / 9494%$75K72
4Summit Credit Union90%75 / 8396%$85K72
5Oostburg State Bank93%54 / 5898%$165K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 112 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Sheboygan County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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