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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Sheboygan County, Wisconsin

Fat Boy Data analyzed investment property refinance activity in Sheboygan County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 131 applications were decided by 34 lenders between 2023 and 2025.

Sheboygan County at a glance

34Active lenders1 with 20+ decisions
91.6%Market approval rate120 of 131 decided
$105KTypical loanmedian lender, $10K brackets
98%Borrower take-up117 loans funded

How Sheboygan County compares

Approval rate compared
Sheboygan County91.6%Wisconsin83.4%All 616 counties77.7%
Typical loan compared
Sheboygan County$105KWisconsin$145KAll 616 counties$235K

What the data shows

UNITEDONE Credit Union made the most investment property refinances in Sheboygan County, WI, 33 of them.

That is 28% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

UNITEDONE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 35.

Lenders approved 91.6% of investment property refinance applications in Sheboygan County, WI, 8.2 percentage points above the Wisconsin rate of 83.4%.

The typical investment property refinance here is $105K, 28% smaller than the Wisconsin typical of $145K.

Investment property refinance lenders in Sheboygan County

LenderApprovalApprovedTaken upTypical loanLoans made
1UNITEDONE Credit Union94%33 / 35100%$105K33
2Oostburg State BankLimited sample100%18 / 18100%$165K18
3Horicon BankLimited sample100%14 / 14100%$45K14
4Kohler Credit UnionLimited sample67%4 / 6100%$85K4
5Bank First, N.A.Limited sample100%5 / 5100%$215K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 29 more lenders.

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