Lender profile · HMDA 2023–2025
UNITEDONE Credit Union mortgage approval rates & lending data
UNITEDONE Credit Union decided 323 mortgage applications and funded 247 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 47 / 66 | 94% | $205K | 44 |
| Home improvement loans | 81% | 66 / 81 | 91% | $35K | 60 |
| Refinance | 81% | 79 / 98 | 94% | $75K | 74 |
| Investment property purchase | 97% | 32 / 33 | 88% | $185K | 28 |
| Investment refinance | 93% | 39 / 42 | 100% | $105K | 39 |
UNITEDONE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 83% | $75K | 321 | 247 |
| Arizona | 0% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.