HomeWisconsinRock CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Rock County, Wisconsin

Fat Boy Data analyzed investment cash-out refinance activity in Rock County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 142 applications were decided by 59 lenders between 2023 and 2025.

Rock County at a glance

59Active lenders1 with 20+ decisions
76.8%Market approval rate109 of 142 decided
$125KTypical loanmedian lender, $10K brackets
93%Borrower take-up101 loans funded

How Rock County compares

Approval rate compared
Rock County76.8%Wisconsin77.4%All 616 counties73.1%
Typical loan compared
Rock County$125KWisconsin$135KAll 616 counties$205K

What the data shows

Educators Credit Union made the most investment cash-out refinances in Rock County, WI, 31 of them.

That is 31% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

Educators Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 34.

Investment property cash-out lenders in Rock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Educators Credit Union94%32 / 3497%$125K31
2Summit Credit UnionLimited sample57%4 / 775%$165K3
3Johnson BankLimited sample100%6 / 6100%$85K6
4First Community CU of BeloitLimited sample67%4 / 6100%$75K4
5Blackhawk Community Credit UnionLimited sample60%3 / 5100%$105K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 54 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Rock County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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