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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rock County, Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Rock County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,264 applications were decided by 134 lenders between 2023 and 2025.

Rock County at a glance

134Active lenders25 with 20+ decisions
73.5%Market approval rate1,663 of 2,264 decided
$135KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,612 loans funded

How Rock County compares

Approval rate compared
Rock County73.5%Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Rock County$135KWisconsin$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Rock County, WI, 279 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 82Mortgage Research Center, LLC: 23% approved of 44New Day Financial, LLC: 37% approved of 27Newrez LLC: 54% approved of 54Associated Bank, National Association: 55% approved of 31Marine Credit Union: 58% approved of 45University Of Wisconsin Credit Union: 59% approved of 22Loandepot.Com, LLC: 59% approved of 64Carrington Mortgage Services, LLC: 60% approved of 50New American Funding, LLC: 60% approved of 30Freedom Mortgage Corporation: 60% approved of 48Pennymac Loan Services, LLC: 69% approved of 42First Community CU of Beloit: 80% approved of 75Nationstar Mortgage LLC: 80% approved of 35Rocket Mortgage, LLC: 80% approved of 357BMO Bank National Association: 82% approved of 160Educators Credit Union: 82% approved of 97Blackhawk Community Credit Union: 84% approved of 179United Wholesale Mortgage, LLC: 84% approved of 51Summit Credit Union: 85% approved of 149Johnson Bank: 89% approved of 53Mortgage Center L.C.: 89% approved of 28The First National Bank and Trust Company: 92% approved of 79Guild Mortgage Company LLC: 100% approved of 30First Community Bank: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Rock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%286 / 35798%$135K279
2Blackhawk Community Credit Union84%150 / 179100%$85K150
3BMO Bank National Association82%131 / 16098%$105K128
4Summit Credit Union85%126 / 14994%$105K118
5Educators Credit Union82%80 / 9792%$55K74

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 129 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Rock County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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