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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Monongalia County, West Virginia

Fat Boy Data analyzed home improvement loan activity in Monongalia County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 619 applications were decided by 42 lenders between 2023 and 2025.

Monongalia County at a glance

42Active lenders8 with 20+ decisions
64.0%Market approval rate396 of 619 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up373 loans funded

How Monongalia County compares

Approval rate compared
Monongalia County64.0%West Virginia57.1%All 616 counties62.7%
Typical loan compared
Monongalia County$75KWest Virginia$55KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Monongalia County, WV, 130 of them.

That is 35% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Federal Savings and Loan Association of Greene Co approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Lenders approved 64.0% of home improvement loan applications in Monongalia County, WV, 6.9 percentage points above the West Virginia rate of 57.1%.

The typical home improvement loan here is $75K, 36% larger than the West Virginia typical of $55K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 26Truist Bank: 44% approved of 41The Huntington National Bank: 60% approved of 230Fairmont: 68% approved of 40United Bank: 70% approved of 63PNC Bank, National Association: 72% approved of 39WesBanco Bank, Inc.: 82% approved of 56First Federal Savings and Loan Association of Greene Co: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Monongalia County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank60%138 / 23094%$75K130
2United Bank70%44 / 6398%$65K43
3WesBanco Bank, Inc.82%46 / 5693%$75K43
4Truist Bank44%18 / 4194%$95K17
5Fairmont68%27 / 4085%$55K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 37 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Monongalia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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