Lender profile · HMDA 2023–2025
United Bank (Virginia) mortgage approval rates & lending data
United Bank (Virginia) decided 6,461 mortgage applications and funded 5,279 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 2,782 / 3,049 | 99% | $385K | 2,766 |
| Home improvement loans | 55% | 609 / 1,099 | 98% | $105K | 598 |
| Cash-out refinance | 79% | 106 / 134 | 98% | $265K | 104 |
| Refinance | 79% | 878 / 1,109 | 98% | $255K | 863 |
| Investment property purchase | 93% | 715 / 770 | 99% | $225K | 705 |
| Investment refinance | 84% | 151 / 179 | 99% | $175K | 150 |
| Investment home improvement | 77% | 89 / 115 | 99% | $95K | 88 |
United Bank (Virginia) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 85% | $385K | 2,448 | 2,069 |
| Maryland | 86% | $385K | 1,091 | 933 |
| North Carolina | 79% | $265K | 890 | 687 |
| South Carolina | 77% | $225K | 844 | 640 |
| West Virginia | 81% | $165K | 457 | 363 |
| District of Columbia | 86% | $545K | 249 | 211 |
| Pennsylvania | 75% | $65K | 225 | 169 |
| Georgia | 77% | $335K | 180 | 138 |
| Florida | 95% | $555K | 43 | 40 |
| Delaware | 88% | $525K | 16 | 14 |
| Ohio | 100% | $175K | 5 | 5 |
| Tennessee | 75% | $555K | 4 | 3 |
| New Jersey | 100% | $1.82M | 3 | 3 |
| Texas | 67% | $595K | 3 | 2 |
| Alabama | 100% | $185K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.