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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Monongalia County, West Virginia

Fat Boy Data analyzed home purchase mortgage activity in Monongalia County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,526 applications were decided by 179 lenders between 2023 and 2025.

Monongalia County at a glance

179Active lenders31 with 20+ decisions
83.6%Market approval rate2,948 of 3,526 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,797 loans funded

How Monongalia County compares

Approval rate compared
Monongalia County83.6%West Virginia82.2%All 616 counties87.6%
Typical loan compared
Monongalia County$255KWest Virginia$255KAll 616 counties$335K

What the data shows

Clear Mountain Bank made the most home purchase mortgages in Monongalia County, WV, 302 of them.

Dhi Mortgage Company, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 29% approved of 101Vanderbilt Mortgage and Finance, Inc.: 31% approved of 153Credit Human Federal Credit Union: 32% approved of 63Triad Financial Services, Inc.: 58% approved of 102USAA Federal Savings Bank: 62% approved of 32Fairmont: 70% approved of 81First Exchange Bank: 73% approved of 82Navy Federal Credit Union: 77% approved of 35Sierra Pacific Mortgage Company, Inc.: 81% approved of 27Flagstar Bank, National Association: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 95First United Corporation: 84% approved of 56U.S. Bank National Association: 85% approved of 34Truist Bank: 86% approved of 65First National Bank of Pennsylvania: 87% approved of 114Mortgage Research Center, LLC: 88% approved of 84JPMorgan Chase Bank, National Association: 89% approved of 38WesBanco Bank, Inc.: 91% approved of 108Premier Bank: 91% approved of 68The Huntington National Bank: 91% approved of 253First Federal Savings and Loan Association of Greene Co: 92% approved of 76Crosscountry Mortgage, LLC: 92% approved of 91PNC Bank, National Association: 92% approved of 185NVR Mortgage Finance, Inc.: 93% approved of 109City National Bank of West Virginia: 93% approved of 100United Bank: 94% approved of 72Clear Mountain Bank: 96% approved of 325Intercoastal Mortgage, LLC: 96% approved of 190Loandepot.Com, LLC: 97% approved of 89United Wholesale Mortgage, LLC: 97% approved of 157Dhi Mortgage Company, Ltd.: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Monongalia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Clear Mountain Bank96%312 / 32597%$315K302
2The Huntington National Bank91%231 / 253100%$255K230
3Intercoastal Mortgage, LLC96%183 / 19091%$245K166
4PNC Bank, National Association92%171 / 185100%$245K171
5United Wholesale Mortgage, LLCBroker only97%153 / 15799%$265K151

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 174 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Monongalia County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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