HomeWashingtonWhatcom CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Whatcom County, Washington

Fat Boy Data analyzed investment cash-out refinance activity in Whatcom County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 200 applications were decided by 71 lenders between 2023 and 2025.

Whatcom County at a glance

71Active lenders2 with 20+ decisions
67.5%Market approval rate135 of 200 decided
$385KTypical loanmedian lender, $10K brackets
93%Borrower take-up125 loans funded

How Whatcom County compares

Approval rate compared
Whatcom County67.5%Washington71.7%All 616 counties73.1%
Typical loan compared
Whatcom County$385KWashington$325KAll 616 counties$205K

What the data shows

Whatcom Educational Credit Union made the most investment cash-out refinances in Whatcom County, WA, 17 of them.

Whatcom Educational Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 74% of 23.

The typical investment cash-out refinance here is $385K, 18% larger than the Washington typical of $325K.

Investment property cash-out lenders in Whatcom County

LenderApprovalApprovedTaken upTypical loanLoans made
1Whatcom Educational Credit Union74%17 / 23100%$425K17
2United Wholesale Mortgage, LLCBroker only45%9 / 2089%$485K8
3Homexpress Mortgage Corp.Broker only55%6 / 1183%$435K5
4Movement Mortgage, LLCLimited sample100%8 / 862%$375K5
5American Financial Network, Inc.Limited sample86%6 / 767%$545K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 66 more lenders.

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