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investment property lenders · HMDA 2023–2025

Investment property lenders in Whatcom County, Washington

Fat Boy Data analyzed investment property mortgage activity in Whatcom County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 792 applications were decided by 138 lenders between 2023 and 2025.

Whatcom County at a glance

138Active lenders11 with 20+ decisions
89.3%Market approval rate707 of 792 decided
$375KTypical loanmedian lender, $10K brackets
96%Borrower take-up677 loans funded

How Whatcom County compares

Approval rate compared
Whatcom County89.3%Washington88.5%All 616 counties87.5%
Typical loan compared
Whatcom County$375KWashington$405KAll 616 counties$255K

What the data shows

Movement Mortgage, LLC made the most investment property mortgages in Whatcom County, WA, 47 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Banner Bank: 71% approved of 21Boeing Employees Credit Union: 76% approved of 21Whatcom Educational Credit Union: 82% approved of 55Rocket Mortgage, LLC: 88% approved of 24Peoples Bank: 89% approved of 53Pennymac Loan Services, LLC: 91% approved of 22Movement Mortgage, LLC: 96% approved of 52United Wholesale Mortgage, LLC: 96% approved of 27Evergreen Moneysource Mortgage Company: 98% approved of 48Guild Mortgage Company LLC: 100% approved of 27Eastside Funding, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Whatcom County

LenderApprovalApprovedTaken upTypical loanLoans made
1Whatcom Educational Credit Union82%45 / 55100%$295K45
2Peoples Bank89%47 / 5396%$355K45
3Movement Mortgage, LLC96%50 / 5294%$375K47
4Evergreen Moneysource Mortgage Company98%47 / 4887%$335K41
5United Wholesale Mortgage, LLCBroker only96%26 / 27100%$395K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Whatcom County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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