Lender profile · HMDA 2023–2025
American Financial Network, Inc. mortgage approval rates & lending data
American Financial Network, Inc. decided 37,081 mortgage applications and funded 30,987 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 22,537 / 26,160 | 99% | $325K | 22,314 |
| Cash-out refinance | 84% | 3,226 / 3,834 | 97% | $275K | 3,138 |
| Refinance | 83% | 998 / 1,202 | 96% | $395K | 961 |
| Investment property purchase | 85% | 2,897 / 3,398 | 98% | $285K | 2,835 |
| Investment cash-out refinance | 73% | 1,483 / 2,024 | 97% | $245K | 1,437 |
| Investment refinance | 67% | 311 / 463 | 97% | $275K | 302 |
American Financial Network, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 83% | $315K | 6,311 | 5,165 |
| California | 87% | $505K | 5,544 | 4,752 |
| Texas | 83% | $305K | 2,742 | 2,233 |
| New York | 83% | $555K | 2,213 | 1,804 |
| Arizona | 86% | $365K | 2,006 | 1,697 |
| Virginia | 91% | $345K | 1,602 | 1,436 |
| Georgia | 76% | $285K | 1,522 | 1,139 |
| Michigan | 92% | $215K | 1,488 | 1,355 |
| New Jersey | 86% | $415K | 1,431 | 1,217 |
| South Carolina | 84% | $245K | 1,235 | 1,031 |
| Maryland | 80% | $395K | 1,016 | 809 |
| Pennsylvania | 87% | $225K | 920 | 785 |
| Illinois | 85% | $255K | 785 | 655 |
| Nevada | 88% | $355K | 719 | 621 |
| Indiana | 92% | $225K | 713 | 650 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.