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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Spokane County, Washington

Fat Boy Data analyzed investment property refinance activity in Spokane County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 379 applications were decided by 85 lenders between 2023 and 2025.

Spokane County at a glance

85Active lenders5 with 20+ decisions
70.7%Market approval rate268 of 379 decided
$265KTypical loanmedian lender, $10K brackets
94%Borrower take-up252 loans funded

How Spokane County compares

Approval rate compared
Spokane County70.7%Washington73.5%All 616 counties77.7%
Typical loan compared
Spokane County$265KWashington$435KAll 616 counties$235K

What the data shows

Washington Trust Bank made the most investment property refinances in Spokane County, WA, 22 of them.

Washington Trust Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

The typical investment property refinance here is $265K, 39% smaller than the Washington typical of $435K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Homexpress Mortgage Corp.: 32% approved of 28Spokane Teachers: 61% approved of 23United Wholesale Mortgage, LLC: 64% approved of 28Kiavi Funding, Inc.: 81% approved of 21Washington Trust Bank: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Spokane County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only64%18 / 28100%$305K18
2Homexpress Mortgage Corp.Broker only32%9 / 28100%$295K9
3Spokane Teachers61%14 / 23100%$155K14
4Washington Trust Bank96%22 / 23100%$205K22
5Kiavi Funding, Inc.81%17 / 21100%$205K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 80 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Spokane County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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