Lender profile · HMDA 2023–2025
Spokane Teachers mortgage approval rates & lending data
Spokane Teachers decided 5,616 mortgage applications and funded 4,351 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 1,076 / 1,202 | 98% | $305K | 1,058 |
| Home improvement loans | 75% | 2,014 / 2,685 | 99% | $65K | 1,993 |
| Cash-out refinance | 79% | 220 / 280 | 99% | $205K | 217 |
| Refinance | 78% | 988 / 1,266 | 99% | $105K | 977 |
| Investment property purchase | 82% | 51 / 62 | 98% | $205K | 50 |
| Investment cash-out refinance | 55% | 16 / 29 | 100% | $215K | 16 |
| Investment refinance | 67% | 18 / 27 | 100% | $155K | 18 |
| Investment home improvement | 35% | 23 / 65 | 96% | $95K | 22 |
Spokane Teachers lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 79% | $105K | 4,825 | 3,757 |
| Idaho | 77% | $105K | 756 | 578 |
| Oregon | 76% | $235K | 17 | 12 |
| Montana | 100% | $425K | 4 | 4 |
| Florida | 0% | — | 3 | 0 |
| Arizona | 0% | — | 2 | 0 |
| New York | 0% | — | 2 | 0 |
| Texas | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
| Indiana | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| Oklahoma | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.