HomeWashingtonSpokane CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Spokane County, Washington

Fat Boy Data analyzed investment cash-out refinance activity in Spokane County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 558 applications were decided by 127 lenders between 2023 and 2025.

Spokane County at a glance

127Active lenders6 with 20+ decisions
73.1%Market approval rate408 of 558 decided
$245KTypical loanmedian lender, $10K brackets
97%Borrower take-up395 loans funded

How Spokane County compares

Approval rate compared
Spokane County73.1%Washington71.7%All 616 counties73.1%
Typical loan compared
Spokane County$245KWashington$325KAll 616 counties$205K

What the data shows

Washington Trust Bank made the most investment cash-out refinances in Spokane County, WA, 22 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical investment cash-out refinance here is $245K, 25% smaller than the Washington typical of $325K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Rocket Mortgage, LLC: 58% approved of 26Homexpress Mortgage Corp.: 62% approved of 24Numerica Credit Union: 71% approved of 24United Wholesale Mortgage, LLC: 73% approved of 45Washington Trust Bank: 81% approved of 27Rf Renovo Management Company, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Spokane County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%33 / 45100%$245K33
2Washington Trust Bank81%22 / 27100%$255K22
3Rocket Mortgage, LLC58%15 / 26100%$265K15
4Numerica Credit Union71%17 / 24100%$315K17
5Homexpress Mortgage Corp.Broker only62%15 / 2493%$345K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 122 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Spokane County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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