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refinance lenders · HMDA 2023–2025

Refinance lenders in Snohomish County, Washington

Fat Boy Data analyzed mortgage refinance activity in Snohomish County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,444 applications were decided by 298 lenders between 2023 and 2025.

Snohomish County at a glance

298Active lenders63 with 20+ decisions
78.4%Market approval rate7,402 of 9,444 decided
$515KTypical loanmedian lender, $10K brackets
95%Borrower take-up7,024 loans funded

How Snohomish County compares

Approval rate compared
Snohomish County78.4%Washington79.5%All 616 counties76.5%
Typical loan compared
Snohomish County$515KWashington$455KAll 616 counties$295K

What the data shows

Boeing Employees Credit Union made the most mortgage refinances in Snohomish County, WA, 1,938 of them.

That is 28% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Cornerstone Capital Bank, Ssb approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.

The typical mortgage refinance here is $515K, 13% larger than the Washington typical of $455K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 146Lakeview Loan Servicing, LLC: 41% approved of 167Washington State Employees Credit Union: 49% approved of 45Spring Eq, LLC: 49% approved of 77Mortgage Research Center, LLC: 54% approved of 56Pentagon Federal Credit Union: 55% approved of 33Banner Bank: 57% approved of 35Third Federal Savings And Loan Association Of Cleveland: 57% approved of 122Verity: 58% approved of 24PNC Bank, National Association: 59% approved of 41KeyBank National Association: 62% approved of 112Navy Federal Credit Union: 62% approved of 32Sound Credit Union: 66% approved of 102Better Mortgage Corporation: 67% approved of 24Bank of America, National Association: 69% approved of 412Columbia Bank: 72% approved of 110Heritage Bank: 72% approved of 36Boeing Employees Credit Union: 72% approved of 2,807Wells Fargo Bank, National Association: 73% approved of 60Alliant Credit Union: 74% approved of 38Nationstar Mortgage LLC: 76% approved of 54Qualstar Credit Union: 79% approved of 24American Pacific Mortgage Corporation: 81% approved of 43Loandepot.Com, LLC: 82% approved of 77Planet Home Lending, LLC: 82% approved of 22Newrez LLC: 83% approved of 149Onity Mortgage Corporation: 83% approved of 41Rocket Mortgage, LLC: 83% approved of 425Mutual of Omaha Mortgage, Inc.: 85% approved of 95NexBank: 86% approved of 21New American Funding, LLC: 86% approved of 43Pennymac Loan Services, LLC: 87% approved of 163Cmg Mortgage, Inc.: 88% approved of 171Nbkc Bank: 88% approved of 25U.S. Bank National Association: 88% approved of 239Village Capital & Investment LLC: 90% approved of 51Provident Funding Associates, L.P.: 90% approved of 63Global Federal Credit Union: 91% approved of 78Fairway Independent Mortgage Corporation: 91% approved of 68Longbridge Financial, LLC: 92% approved of 49Zions Bancorporation, N.A.: 92% approved of 25United Wholesale Mortgage, LLC: 92% approved of 816Originpoint LLC: 92% approved of 26Sage Home Loans Corporation: 94% approved of 33Finance of America Reverse LLC: 94% approved of 84JPMorgan Chase Bank, National Association: 95% approved of 129Citibank, National Association: 95% approved of 38Freedom Mortgage Corporation: 96% approved of 142Crosscountry Mortgage, LLC: 96% approved of 110Evergreen Moneysource Mortgage Company: 96% approved of 57Guild Mortgage Company LLC: 97% approved of 114Guaranteed Rate, Inc.: 98% approved of 45Movement Mortgage, LLC: 99% approved of 147Cornerstone Capital Bank, Ssb: 100% approved of 50Sammamish Mortgage Company: 100% approved of 45General Mortgage Capital Corporation: 100% approved of 28Paramount Residential Mortgage Group, Inc.: 100% approved of 26The Loan Store, Inc.: 100% approved of 25First Technology Federal Credit Union: 100% approved of 24Nfm, Inc.: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Snohomish County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union72%2,032 / 2,80795%$155K1,938
2United Wholesale Mortgage, LLCBroker only92%751 / 81698%$635K736
3Rocket Mortgage, LLC83%353 / 42596%$575K339
4Bank of America, National Association69%283 / 41297%$255K274
5U.S. Bank National Association88%211 / 23997%$655K205

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 293 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Snohomish County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Snohomish County

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Nearby markets

All lending in Snohomish CountyCounty overviewRefinance across WashingtonStatewideKing CountyNearby countyKitsap CountyNearby countySkagit CountyNearby county