Home improvement loan lenders in Chittenden County, Vermont
Fat Boy Data analyzed home improvement loan activity in Chittenden County, Vermont to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,094 applications were decided by 49 lenders between 2023 and 2025.
Chittenden County at a glance
How Chittenden County compares
What the data shows
EastRise Federal Credit Union made the most home improvement loans in Chittenden County, VT, 880 of them.
That is 52% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
EastRise Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 961.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Chittenden County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | EastRise Federal Credit Union | 93% | 897 / 961 | 98% | $55K | 880 |
| 2 | Vermont Federal Credit Union | 82% | 270 / 329 | 98% | $85K | 265 |
| 3 | Citizens Bank, National Association | 61% | 78 / 127 | 96% | $105K | 75 |
| 4 | Manufacturers and Traders Trust Company | 65% | 80 / 124 | 91% | $105K | 73 |
| 5 | North Country Federal Credit Union | 90% | 104 / 115 | 100% | $55K | 104 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 44 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Chittenden County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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