Lender profile · HMDA 2023–2025
Vermont Federal Credit Union mortgage approval rates & lending data
Vermont Federal Credit Union decided 890 mortgage applications and funded 718 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 261 / 272 | 93% | $305K | 242 |
| Home improvement loans | 82% | 270 / 329 | 98% | $85K | 265 |
| Cash-out refinance | 61% | 20 / 33 | 75% | $355K | 15 |
| Refinance | 80% | 162 / 202 | 96% | $145K | 156 |
| Investment property purchase | 76% | 19 / 25 | 100% | $335K | 19 |
Vermont Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Vermont | 85% | $145K | 889 | 718 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.