Lender profile · HMDA 2023–2025
North Country Federal Credit Union mortgage approval rates & lending data
North Country Federal Credit Union decided 379 mortgage applications and funded 319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 69% | 72 / 104 | 100% | $235K | 72 |
| Home improvement loans | 90% | 110 / 122 | 100% | $55K | 110 |
| Refinance | 91% | 81 / 89 | 99% | $125K | 80 |
North Country Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Vermont | 86% | $125K | 334 | 286 |
| Florida | 64% | $175K | 11 | 7 |
| North Carolina | 100% | $75K | 6 | 6 |
| Maryland | 100% | $265K | 4 | 4 |
| New Hampshire | 100% | $35K | 4 | 4 |
| Massachusetts | 100% | $185K | 3 | 3 |
| New York | 0% | — | 3 | 0 |
| South Carolina | 100% | $55K | 3 | 3 |
| Virginia | 100% | $245K | 3 | 3 |
| Colorado | 100% | $555K | 1 | 1 |
| Illinois | 0% | — | 1 | 0 |
| Maine | 0% | — | 1 | 0 |
| Michigan | 0% | — | 1 | 0 |
| New Jersey | 100% | $615K | 1 | 1 |
| Pennsylvania | 100% | $325K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.