Home›Texas›Denton County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Denton County, Texas

Fat Boy Data analyzed mortgage refinance activity in Denton County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,866 applications were decided by 388 lenders between 2023 and 2025.

Denton County at a glance

388Active lenders65 with 20+ decisions
75.9%Market approval rate7,485 of 9,866 decided
$495KTypical loanmedian lender, $10K brackets
93%Borrower take-up6,964 loans funded

How Denton County compares

Approval rate compared
Denton County75.9%Texas70.9%All 616 counties76.5%
Typical loan compared
Denton County$495KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Denton County, TX, 434 of them.

First Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical mortgage refinance here is $495K, 48% larger than the Texas typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 8% approved of 50Amerisave Mortgage Corporation: 14% approved of 42Mortgage Research Center, LLC: 21% approved of 116Discover Bank: 22% approved of 199Neighborhood Loans, Inc.: 30% approved of 33Regions Bank: 31% approved of 26Lakeview Loan Servicing, LLC: 38% approved of 462Navy Federal Credit Union: 39% approved of 31Datcu: 40% approved of 243Carrington Mortgage Services, LLC: 41% approved of 37Spring Eq, LLC: 42% approved of 26Nbkc Bank: 50% approved of 24BOKF, National Association: 52% approved of 25Comerica Bank: 52% approved of 88PNC Bank, National Association: 56% approved of 183Newrez LLC: 59% approved of 116Pentagon Federal Credit Union: 61% approved of 46Bank of America, National Association: 62% approved of 303Better Mortgage Corporation: 63% approved of 41Wells Fargo Bank, National Association: 64% approved of 56Truist Bank: 67% approved of 69Frost Bank: 67% approved of 181Prosperity Bank: 69% approved of 26Flagstar Bank, National Association: 70% approved of 23Kind Lending, LLC: 70% approved of 30Onity Mortgage Corporation: 70% approved of 37Rocket Mortgage, LLC: 72% approved of 635Zions Bancorporation, N.A.: 73% approved of 71Royal United Mortgage LLC: 73% approved of 83Nationstar Mortgage LLC: 75% approved of 81Finance of America Reverse LLC: 76% approved of 41Loandepot.Com, LLC: 77% approved of 53American Airlines Federal Credit Union: 78% approved of 23Pennymac Loan Services, LLC: 80% approved of 225U.S. Bank National Association: 82% approved of 22Mutual of Omaha Mortgage, Inc.: 84% approved of 61Fairway Independent Mortgage Corporation: 84% approved of 51NexBank: 86% approved of 28Sage Home Loans Corporation: 86% approved of 29Lendage, LLC: 87% approved of 23Planet Home Lending, LLC: 87% approved of 87Guaranteed Rate, Inc.: 88% approved of 32Cardinal Financial Company, Limited Partnership: 88% approved of 24First United Bank and Trust Company: 88% approved of 90Everett Financial, Inc.: 88% approved of 26JPMorgan Chase Bank, National Association: 89% approved of 105United Wholesale Mortgage, LLC: 89% approved of 3,088Guild Mortgage Company LLC: 90% approved of 40Crosscountry Mortgage, LLC: 90% approved of 63The Loan Store, Inc.: 91% approved of 32Amerihome Mortgage Company, LLC: 91% approved of 77Village Capital & Investment LLC: 91% approved of 134Freedom Mortgage Corporation: 93% approved of 282Provident Funding Associates, L.P.: 93% approved of 163Ark-La-Tex Financial Services, LLC.: 93% approved of 44Cmg Mortgage, Inc.: 93% approved of 74Sun West Mortgage Company, Inc.: 98% approved of 47Paramount Residential Mortgage Group, Inc.: 99% approved of 135First Bank: 100% approved of 43Union Home Mortgage Corp.: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Denton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%2,752 / 3,08897%$505K2,676
2Rocket Mortgage, LLC72%457 / 63595%$405K434
3Lakeview Loan Servicing, LLC38%174 / 46248%$395K83
4Bank of America, National Association62%187 / 30398%$205K183
5Freedom Mortgage Corporation93%261 / 28272%$405K189

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 383 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Denton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Denton County

Mortgage lenders in Denton CountyHome improvement loans in Denton CountyCash-out refinance in Denton CountyInvestment property purchase in Denton CountyInvestment cash-out refinance in Denton CountyInvestment refinance in Denton CountyInvestment home improvement in Denton County

Nearby markets

All lending in Denton CountyCounty overviewRefinance across TexasStatewideCollin CountyNearby countyDallas CountyNearby countyGrayson CountyNearby countyTarrant CountyNearby county