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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Denton County, Texas

Fat Boy Data analyzed cash-out refinance activity in Denton County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,559 applications were decided by 346 lenders between 2023 and 2025.

Denton County at a glance

346Active lenders54 with 20+ decisions
70.4%Market approval rate6,731 of 9,559 decided
$235KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,327 loans funded

How Denton County compares

Approval rate compared
Denton County70.4%Texas66.8%All 616 counties68.2%
Typical loan compared
Denton County$235KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Denton County, TX, 1,201 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical cash-out refinance here is $235K, 27% larger than the Texas typical of $185K.

Approval rate of all 54 lenders with 20+ decisions here
0%25%50%75%100%Neighborhood Loans, Inc.: 14% approved of 21Lakeview Loan Servicing, LLC: 19% approved of 149Network Capital Funding Corporation: 28% approved of 29Carrington Mortgage Services, LLC: 29% approved of 132Amerisave Mortgage Corporation: 29% approved of 268American Financing Corporation: 31% approved of 74Spring Eq, LLC: 39% approved of 49Texans: 39% approved of 248Navy Federal Credit Union: 43% approved of 44Newrez LLC: 45% approved of 308Wells Fargo Bank, National Association: 47% approved of 165Texas Mortgage Lending, LLC: 50% approved of 40Homexpress Mortgage Corp.: 50% approved of 20New American Funding, LLC: 51% approved of 68Kind Lending, LLC: 60% approved of 20Pennymac Loan Services, LLC: 60% approved of 193Onity Mortgage Corporation: 60% approved of 53Amerihome Mortgage Company, LLC: 63% approved of 27American Airlines Federal Credit Union: 65% approved of 20Flagstar Bank, National Association: 68% approved of 44Eecu: 69% approved of 80Ocmbc, Inc.: 70% approved of 20Network Funding, L.P.: 70% approved of 151Mutual of Omaha Mortgage, Inc.: 71% approved of 31Credit Union of Texas: 72% approved of 1,332Loandepot.Com, LLC: 74% approved of 244Certified Funding, L.P.: 74% approved of 43Fairway Independent Mortgage Corporation: 75% approved of 55Freedom Mortgage Corporation: 75% approved of 59Datcu: 75% approved of 781Nexera Holding LLC: 75% approved of 20First Financial Bank: 76% approved of 21Guaranteed Rate, Inc.: 77% approved of 31Bank of America, National Association: 78% approved of 54GoodLeap, LLC: 78% approved of 92Guild Mortgage Company LLC: 79% approved of 48Rocket Mortgage, LLC: 80% approved of 1,558Gateway First Bank: 81% approved of 31Everett Financial, Inc.: 81% approved of 57Plaza Home Mortgage, Inc.: 81% approved of 21JPMorgan Chase Bank, National Association: 82% approved of 185United Wholesale Mortgage, LLC: 82% approved of 343Planet Home Lending, LLC: 83% approved of 30Randolph-Brooks Federal Credit Union: 84% approved of 620Primelending, A Plainscapital Company: 86% approved of 35Nationstar Mortgage LLC: 86% approved of 219Sofi Bank, N.A.tional Association: 87% approved of 23First United Bank and Trust Company: 90% approved of 29Southwest Airlines Federal Credit Union: 90% approved of 41Texas Trust: 92% approved of 36Citadel Servicing Corporation: 95% approved of 22Crosscountry Mortgage, LLC: 97% approved of 34Nfm, Inc.: 97% approved of 36Cmg Mortgage, Inc.: 98% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Denton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,244 / 1,55897%$235K1,201
2Credit Union of Texas72%958 / 1,33292%$105K885
3Datcu75%584 / 781100%$75K584
4Randolph-Brooks Federal Credit Union84%523 / 62087%$105K456
5United Wholesale Mortgage, LLCBroker only82%282 / 34394%$315K266

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 341 more lenders.

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Other lending data for Denton County

Mortgage lenders in Denton CountyHome improvement loans in Denton CountyRefinance in Denton CountyInvestment property purchase in Denton CountyInvestment cash-out refinance in Denton CountyInvestment refinance in Denton CountyInvestment home improvement in Denton County

Nearby markets

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