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refinance lenders · HMDA 2023–2025

Refinance lenders in Collin County, Texas

Fat Boy Data analyzed mortgage refinance activity in Collin County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,266 applications were decided by 402 lenders between 2023 and 2025.

Collin County at a glance

402Active lenders72 with 20+ decisions
78.2%Market approval rate9,588 of 12,266 decided
$535KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,965 loans funded

How Collin County compares

Approval rate compared
Collin County78.2%Texas70.9%All 616 counties76.5%
Typical loan compared
Collin County$535KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Collin County, TX, 494 of them.

First Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 84.

Lenders approved 78.2% of mortgage refinance applications in Collin County, TX, 7.2 percentage points above the Texas rate of 70.9%.

The typical mortgage refinance here is $535K, 60% larger than the Texas typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 5% approved of 43Amerisave Mortgage Corporation: 11% approved of 53Mortgage Research Center, LLC: 24% approved of 123Discover Bank: 28% approved of 256Lakeview Loan Servicing, LLC: 31% approved of 405Spring Eq, LLC: 36% approved of 42Navy Federal Credit Union: 38% approved of 42Carrington Mortgage Services, LLC: 40% approved of 30Truist Bank: 46% approved of 106Comerica Bank: 51% approved of 183BOKF, National Association: 52% approved of 61PNC Bank, National Association: 55% approved of 212Onity Mortgage Corporation: 56% approved of 54Pentagon Federal Credit Union: 56% approved of 73Frost Bank: 58% approved of 250Bank of America, National Association: 59% approved of 390Newrez LLC: 67% approved of 106Prosperity Bank: 68% approved of 57Wells Fargo Bank, National Association: 70% approved of 63New American Funding, LLC: 70% approved of 27Zions Bancorporation, N.A.: 71% approved of 129Flagstar Bank, National Association: 72% approved of 47Better Mortgage Corporation: 73% approved of 48Loandepot.Com, LLC: 73% approved of 71Kind Lending, LLC: 74% approved of 34Royal United Mortgage LLC: 74% approved of 92Rocket Mortgage, LLC: 74% approved of 721Texas Mortgage Lending, LLC: 76% approved of 37Amerihome Mortgage Company, LLC: 77% approved of 133Nbkc Bank: 78% approved of 27Fairway Independent Mortgage Corporation: 80% approved of 44Union Home Mortgage Corp.: 81% approved of 26First Technology: 81% approved of 26The Loan Store, Inc.: 81% approved of 37Mutual of Omaha Mortgage, Inc.: 82% approved of 77Longbridge Financial, LLC: 83% approved of 30Nationstar Mortgage LLC: 84% approved of 57NexBank: 85% approved of 39Finance of America Reverse LLC: 85% approved of 47First United Bank and Trust Company: 86% approved of 50Guaranteed Rate, Inc.: 87% approved of 38JPMorgan Chase Bank, National Association: 87% approved of 134Pennymac Loan Services, LLC: 87% approved of 254Planet Home Lending, LLC: 88% approved of 59Primelending, A Plainscapital Company: 89% approved of 37Freedom Mortgage Corporation: 90% approved of 297United Wholesale Mortgage, LLC: 90% approved of 4,513Village Capital & Investment LLC: 91% approved of 91Cmg Mortgage, Inc.: 91% approved of 105Everett Financial, Inc.: 92% approved of 25Sage Home Loans Corporation: 92% approved of 39Provident Funding Associates, L.P.: 95% approved of 219Crosscountry Mortgage, LLC: 95% approved of 58Sun West Mortgage Company, Inc.: 95% approved of 58American Portfolio Mortgage Corporation: 96% approved of 47Aaxy L.L.C.: 96% approved of 28Ark-La-Tex Financial Services, LLC.: 97% approved of 64Paramount Residential Mortgage Group, Inc.: 99% approved of 193First Bank: 100% approved of 84Highlands Residential Mortgage, Ltd.: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Collin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%4,072 / 4,51397%$535K3,953
2Rocket Mortgage, LLC74%534 / 72193%$455K494
3Lakeview Loan Servicing, LLC31%125 / 40554%$455K68
4Bank of America, National Association59%232 / 39098%$205K228
5Freedom Mortgage Corporation90%266 / 29773%$435K193

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 397 more lenders.

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Other lending data for Collin County

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Nearby markets

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