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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Collin County, Texas

Fat Boy Data analyzed home improvement loan activity in Collin County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,383 applications were decided by 162 lenders between 2023 and 2025.

Collin County at a glance

162Active lenders32 with 20+ decisions
50.4%Market approval rate3,725 of 7,383 decided
$115KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,438 loans funded

How Collin County compares

Approval rate compared
Collin County50.4%Texas46.6%All 616 counties62.7%
Typical loan compared
Collin County$115KTexas$105KAll 616 counties$75K

What the data shows

Frost Bank made the most home improvement loans in Collin County, TX, 904 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 50.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 0% approved of 32UNIFY FINANCIAL Credit Union: 24% approved of 34Spring Eq, LLC: 27% approved of 260Discover Bank: 28% approved of 451Truist Bank: 37% approved of 210Simmons Bank: 37% approved of 43Bank of America, National Association: 40% approved of 1,709BOKF, National Association: 41% approved of 159Navy Federal Credit Union: 42% approved of 266Regions Bank: 47% approved of 103Comerica Bank: 48% approved of 140Loandepot.Com, LLC: 48% approved of 33Pentagon Federal Credit Union: 49% approved of 188Independent Bank: 50% approved of 20First Technology: 54% approved of 54PNC Bank, National Association: 55% approved of 436Texans: 56% approved of 427Prosperity Bank: 58% approved of 64Figure Lending LLC: 58% approved of 65Certified Funding, L.P.: 59% approved of 27Frost Bank: 61% approved of 1,560First Horizon Bank: 61% approved of 33Intouch Credit Union: 64% approved of 81American Airlines Federal Credit Union: 66% approved of 58Zions Bancorporation, N.A.: 66% approved of 126Eecu: 67% approved of 72Mobility Credit Union: 75% approved of 40Nationstar Mortgage LLC: 76% approved of 21JPMorgan Chase Bank, National Association: 79% approved of 29First United Bank and Trust Company: 81% approved of 26Lendage, LLC: 81% approved of 37Rocket Mortgage, LLC: 86% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Collin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association40%680 / 1,70997%$105K657
2Frost Bank61%944 / 1,56096%$115K904
3Discover Bank28%126 / 45198%$85K124
4PNC Bank, National Association55%240 / 43697%$135K233
5Texans56%241 / 42760%$95K144

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 157 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Collin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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