Home›South Carolina›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in South Carolina

Fat Boy Data analyzed mortgage refinance activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 39,779 applications were decided by 592 lenders between 2023 and 2025.

South Carolina at a glance

592Active lenders173 with 20+ decisions
77.9%Market approval rate31,003 of 39,779 decided
$285KTypical loanmedian lender, $10K brackets
91%Borrower take-up28,366 loans funded

How South Carolina compares

Approval rate compared
South Carolina77.9%All 616 counties76.5%
Typical loan compared
South Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in South Carolina, 2,134 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 325.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 10% approved of 161Amerisave Mortgage Corporation: 22% approved of 133Discover Bank: 33% approved of 708Spring Eq, LLC: 48% approved of 132Carrington Mortgage Services, LLC: 49% approved of 198Mortgage Research Center, LLC: 57% approved of 1,039Lakeview Loan Servicing, LLC: 59% approved of 918Pentagon Federal Credit Union: 60% approved of 136State Employees': 63% approved of 171Regions Bank: 63% approved of 247Palmetto Citizens Federal Credit Union: 63% approved of 1,369Milend, Inc.: 64% approved of 182Navy Federal Credit Union: 64% approved of 287Truliant Federal Credit Union: 64% approved of 221Bank of America, National Association: 65% approved of 1,114Citizens Bank, National Association: 67% approved of 252Truist Bank: 68% approved of 1,690Founders Federal Credit Union: 69% approved of 181PNC Bank, National Association: 70% approved of 375Loandepot.Com, LLC: 70% approved of 276Newrez LLC: 70% approved of 696Wells Fargo Bank, National Association: 72% approved of 286United Community Bank: 73% approved of 648First National Bank of Pennsylvania: 73% approved of 172First-Citizens Bank & Trust Company: 74% approved of 2,089Onity Mortgage Corporation: 75% approved of 126Royal United Mortgage LLC: 75% approved of 390Synovus Bank: 75% approved of 326New American Funding, LLC: 75% approved of 149TD Bank, National Association: 75% approved of 508SouthState Bank, National Association: 77% approved of 962United Bank: 79% approved of 142Pinnacle Bank: 79% approved of 120Fifth Third Bank, National Association: 79% approved of 227Rocket Mortgage, LLC: 81% approved of 2,864Lower, LLC: 81% approved of 124Longbridge Financial, LLC: 82% approved of 121S. C. State Federal Credit Union: 84% approved of 691Finance of America Reverse LLC: 84% approved of 239Primelending, A Plainscapital Company: 85% approved of 163Guild Mortgage Company LLC: 85% approved of 241Planet Home Lending, LLC: 86% approved of 276Pennymac Loan Services, LLC: 86% approved of 1,277Cmg Mortgage, Inc.: 86% approved of 220Mutual of Omaha Mortgage, Inc.: 86% approved of 412Spero Financial Federal Credit Union: 87% approved of 257Nationstar Mortgage LLC: 87% approved of 329Amerihome Mortgage Company, LLC: 88% approved of 242JPMorgan Chase Bank, National Association: 88% approved of 121United Wholesale Mortgage, LLC: 89% approved of 3,271Ameris Bank: 90% approved of 179Guaranteed Rate, Inc.: 91% approved of 175Village Capital & Investment LLC: 92% approved of 888First Reliance Bank: 92% approved of 134Union Home Mortgage Corp.: 94% approved of 124Freedom Mortgage Corporation: 95% approved of 2,365First Palmetto Bank: 95% approved of 129Southern First Bank: 96% approved of 313Movement Mortgage, LLC: 96% approved of 298Crosscountry Mortgage, LLC: 97% approved of 325

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%2,900 / 3,27193%$315K2,688
2Rocket Mortgage, LLC81%2,307 / 2,86492%$285K2,134
3Freedom Mortgage Corporation95%2,242 / 2,36574%$305K1,664
4First-Citizens Bank & Trust Company74%1,542 / 2,08995%$115K1,468
5Truist Bank68%1,155 / 1,69093%$105K1,072

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 587 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in South Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • Download as CSV

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for South Carolina

Mortgage lenders in South CarolinaHome improvement loans in South CarolinaCash-out refinance in South CarolinaInvestment property purchase in South CarolinaInvestment cash-out refinance in South CarolinaInvestment refinance in South CarolinaInvestment home improvement in South Carolina

Counties in South Carolina

Greenville CountyCountyRichland CountyCountyCharleston CountyCountyHorry CountyCountySpartanburg CountyCountyLexington CountyCountyYork CountyCountyBerkeley CountyCountyAnderson CountyCountyBeaufort CountyCountyAiken CountyCountyDorchester CountyCounty