refinance lenders · HMDA 2023–2025

Refinance lenders in Aiken County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Aiken County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,273 applications were decided by 147 lenders between 2023 and 2025.

Aiken County at a glance

147Active lenders18 with 20+ decisions
78.5%Market approval rate1,000 of 1,273 decided
$235KTypical loanmedian lender, $10K brackets
91%Borrower take-up913 loans funded

How Aiken County compares

Approval rate compared
Aiken County78.5%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Aiken County$235KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Aiken County, SC, 86 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 88.

The typical mortgage refinance here is $235K, 18% smaller than the South Carolina typical of $285K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 23Mortgage Research Center, LLC: 54% approved of 41Bank of America, National Association: 60% approved of 42Regions Bank: 65% approved of 57TD Bank, National Association: 65% approved of 23First-Citizens Bank & Trust Company: 78% approved of 55SouthState Bank, National Association: 82% approved of 39Rocket Mortgage, LLC: 82% approved of 108Pennymac Loan Services, LLC: 83% approved of 42Newrez LLC: 85% approved of 26Srp: 85% approved of 34Security Federal Bank: 87% approved of 45Assurance Financial Group, L.L.C.: 87% approved of 31S. C. State Federal Credit Union: 88% approved of 24Village Capital & Investment LLC: 88% approved of 42Guild Mortgage Company LLC: 90% approved of 20United Wholesale Mortgage, LLC: 92% approved of 95Freedom Mortgage Corporation: 93% approved of 88

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Aiken County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%89 / 10897%$225K86
2United Wholesale Mortgage, LLCBroker only92%87 / 9586%$295K75
3Freedom Mortgage Corporation93%82 / 8877%$285K63
4Regions Bank65%37 / 5786%$85K32
5First-Citizens Bank & Trust Company78%43 / 5593%$135K40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 142 more lenders.

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