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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in South Carolina

Fat Boy Data analyzed investment home improvement loan activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,376 applications were decided by 199 lenders between 2023 and 2025.

South Carolina at a glance

199Active lenders26 with 20+ decisions
53.8%Market approval rate1,277 of 2,376 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,203 loans funded

How South Carolina compares

Approval rate compared
South Carolina53.8%All 616 counties51.2%
Typical loan compared
South Carolina$125KAll 616 counties$115K

What the data shows

Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in South Carolina, 143 of them.

Southern First Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Fifth Third Bank, National Association: 5% approved of 20Regions Bank: 15% approved of 41Truliant Federal Credit Union: 16% approved of 25Bank of America, National Association: 17% approved of 175Wells Fargo Bank, National Association: 24% approved of 37Truist Bank: 29% approved of 91Pentagon Federal Credit Union: 30% approved of 27Navy Federal Credit Union: 31% approved of 282Spring Eq, LLC: 42% approved of 43Citizens Bank, National Association: 44% approved of 68State Employees': 47% approved of 45PNC Bank, National Association: 50% approved of 50United Community Bank: 51% approved of 41First-Citizens Bank & Trust Company: 53% approved of 109Founders Federal Credit Union: 55% approved of 22TD Bank, National Association: 55% approved of 177Deephaven Mortgage LLC: 57% approved of 61SouthState Bank, National Association: 67% approved of 61Pinnacle Bank: 68% approved of 25Figure Lending LLC: 71% approved of 63Rocket Mortgage, LLC: 73% approved of 44Rpe Home Inc.: 85% approved of 20Homebridge Financial Services, Inc.: 93% approved of 28Abl Rpc Residential Credit Acquisition LLC: 97% approved of 155The Conway National Bank: 97% approved of 32Southern First Bank: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union31%87 / 28298%$85K85
2TD Bank, National Association55%98 / 17799%$115K97
3Bank of America, National Association17%30 / 17597%$105K29
4Abl Rpc Residential Credit Acquisition LLC97%150 / 15595%$225K143
5First-Citizens Bank & Trust Company53%58 / 10993%$155K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 194 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in South Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for South Carolina

Counties in South Carolina