refinance lenders · HMDA 2023–2025

Refinance lenders in Lancaster County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Lancaster County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,192 applications were decided by 173 lenders between 2023 and 2025.

Lancaster County at a glance

173Active lenders15 with 20+ decisions
77.9%Market approval rate929 of 1,192 decided
$355KTypical loanmedian lender, $10K brackets
92%Borrower take-up851 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County77.9%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Lancaster County$355KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Lancaster County, SC, 77 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 95% of 38.

The typical mortgage refinance here is $355K, 25% larger than the South Carolina typical of $285K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 42% approved of 24Founders Federal Credit Union: 60% approved of 35Truist Bank: 61% approved of 57Mortgage Research Center, LLC: 64% approved of 22State Employees': 68% approved of 22Bank of America, National Association: 71% approved of 48Lakeview Loan Servicing, LLC: 72% approved of 25Truliant Federal Credit Union: 75% approved of 20Pennymac Loan Services, LLC: 79% approved of 28First-Citizens Bank & Trust Company: 80% approved of 65Nationstar Mortgage LLC: 82% approved of 22Village Capital & Investment LLC: 85% approved of 26Rocket Mortgage, LLC: 89% approved of 100United Wholesale Mortgage, LLC: 90% approved of 196Freedom Mortgage Corporation: 95% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%176 / 19696%$495K169
2Rocket Mortgage, LLC89%89 / 10087%$355K77
3First-Citizens Bank & Trust Company80%52 / 6596%$105K50
4Truist Bank61%35 / 5797%$115K34
5Bank of America, National Association71%34 / 4891%$125K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 168 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Lancaster County

Nearby markets